Hourly Paycheck Calculator and Overtime Calculator
United States Uses United States federal and state tax and payroll rules. Updated
Free hourly paycheck calculator with overtime at time and a half, tips and double time, and an hourly wage calculator for take-home pay in any pay period.
Educational estimate only. Not tax, legal, payroll, accounting, insurance, or financial advice. Consult a qualified authority before acting on a result.
Results
How to read this: the verdict describes how much room your numbers leave, not a decision or an offer. Change any input to see how much the result moves.
Paycheck guides
These guides explain the payroll concepts behind the calculator and link back to the specific paycheck tools for testing scenarios.
- How to calculate take-home pay
- Gross pay vs net pay
- How federal withholding works
- Salary vs hourly paycheck
- Bonus paycheck tax explained
For all guide topics, open Guides. For source and estimate boundaries, read Calculation Methodology and Sources and Assumptions.
When this calculator fits
Use this page when the paycheck starts with hours rather than an annual salary. It is an hourly wage calculator first, but it also acts as an overtime calculator: regular hours at the base rate, overtime at time and a half, double time where your employer pays it, and tips or irregular earnings added on top, before withholding and FICA come off. If you only need the hourly pay for the period, stop at gross; if you need the paycheck, keep going. For a quick figure it is an hourly calculator or hourly pay calculator for the period; for the overtime hours it is a time and a half calculator with the rate already worked out.
How to use this Hourly paycheck calculator
Use this hourly paycheck calculator when regular hours, overtime, double time, tips, commission, or changing weekly hours drive the paycheck more than a fixed salary does.
The calculator is built for planning, budgeting, and comparing paycheck scenarios. It should not be treated as a payroll system, a tax filing tool, or a legal conclusion. Real checks can include employer-specific benefit rules, local payroll taxes, taxable fringe benefits, reimbursements, corrections, wage-base timing, and year-to-date effects that are not visible from a single form.
It also addresses related questions around hourly paycheck, hourly paycheck calculator, wage calculator, hourly pay rate calculator, wage calculator hourly, payroll hours calculator, free payroll calculator hourly, hourly to salary calculator, salary to hourly paycheck calculator, time and a half, and overtime and double time intent. The terms are grouped by the job a visitor is trying to complete, so the page stays readable instead of repeating the same phrase in different forms.
When hourly inputs matter most
Hourly workers often need to estimate a next paycheck rather than a smooth annual average. A few overtime hours, a missed shift, a holiday week, or tips can move gross pay enough that withholding also changes.
Use regular hours for the base week and overtime fields only for hours paid at a premium rate. If your employer uses a special overtime rule or blended rate, enter the gross equivalent carefully and treat the result as an estimate.
Which paycheck question belongs where
| Search question | Best calculator page |
|---|---|
| Estimate my whole U.S. paycheck after taxes | U.S. paycheck calculator |
| Hours, overtime, tips, or time and a half | Hourly paycheck calculator |
| Annual, monthly, weekly, or biweekly salary | Salary paycheck calculator |
| Net pay after taxes and deductions | Take-home pay calculator |
| Federal withholding and W-4-style inputs | W-4 withholding calculator |
| Bonus, commission, tips, or supplemental wages | Bonus paycheck calculator |
| Compare a real paystub against an estimate | Paystub calculator and checker |
| Employer payroll burden and wage cost | Payroll cost calculator |
How the paycheck estimate is worked out
Most paycheck searches sound simple, but the calculation is a sequence. The order matters because some deductions reduce taxable wages and others do not.
Estimated net pay = gross pay − pre-tax deductions − federal withholding − FICA − supported or entered state/local withholding − post-tax deductions
- Gross pay
- salary or hourly earnings for one pay period, including any overtime or supplemental pay you enter
- Pre-tax deductions
- benefit or retirement deductions that may reduce some taxable wage bases depending on their taxability
- Federal withholding
- the W-4-style federal income tax withholding estimate for the paycheck
- FICA
- Social Security and Medicare employee payroll taxes, with wage-base treatment where applicable
- State/local withholding
- automatic only where supported and clearly labeled, otherwise manually entered when known
- Post-tax deductions
- deductions taken after taxes, such as a post-tax benefit or other payroll deduction you enter
Why pay frequency changes the answer
Weekly, biweekly, semimonthly, and monthly pay frequencies do not just change how often money arrives. They also change the gross amount in each check and the per-check withholding pattern. That is why a biweekly pay calculator has 26 checks, a weekly pay calculator has 52 checks, and a semimonthly salary check has 24 checks.
For comparisons, review both per-check take-home pay and annualized take-home pay. Per-check numbers can look larger or smaller simply because the year is split into a different number of payments.
Why location coverage is labeled
Payroll taxes change by federal rule, state, city, employer setup, and sometimes by the exact home/work location pair. The calculator should never pretend to know a local rule it has not verified. Unsupported or partial coverage remains visible, and manual override fields are available when you know the amount from payroll guidance or an official source.
What this page assumes
The calculator converts salary or hourly earnings into one gross paycheck, subtracts pre-tax deductions, annualizes federal taxable wages for a W-4-style withholding estimate, applies FICA, then subtracts any entered state/local withholding and post-tax deductions.
Federal and FICA calculations run locally from versioned 2026 rule data. State and local withholding are coverage-labeled: unsupported jurisdictions are not silently guessed, and you can enter known withholding amounts when you have them. This is not tax, legal, payroll, or financial advice.
Worked example
For 40 regular hours at 25 per hour plus 5 overtime hours at 1.5x, regular earnings are 1,000 and overtime earnings are 187.50, so gross pay is 1,187.50 before taxes, benefits, and any manual state or local withholding.
Hourly paycheck calculator example
| Step | Amount or action |
|---|---|
| Regular hours | 40 x 25.00 = 1,000.00 |
| Overtime hours | 5 x 25.00 x 1.5 = 187.50 |
| Gross paycheck | 1,187.50 |
| Next step | Apply deductions and withholding |
How to read the result
The result is useful when you compare the same scenario with small input changes: one deduction change, one pay frequency change, one bonus method, or one manual state withholding amount. It is less useful when treated as a final payroll answer.
A good estimate tells you where uncertainty sits. That is why state/local coverage notes, manual override fields, and the educational disclaimer are part of the calculator rather than hidden below it.
Paycheck terms used on this page
- Gross pay
- Pay before taxes and deductions for the selected pay period.
- Net pay
- Estimated take-home pay after taxes and deductions are subtracted.
- Pay frequency
- How often wages are paid, such as weekly, biweekly, semimonthly, or monthly.
- Federal withholding
- Federal income tax held from a paycheck based on wages and W-4-style inputs.
- FICA
- Employee Social Security and Medicare payroll taxes.
- Pre-tax deduction
- A deduction that may reduce taxable wages before one or more taxes are calculated.
- Post-tax deduction
- A deduction taken after taxes have been calculated.
- State withholding
- State income tax withholding where supported, or a manual value entered when known.
- Local withholding
- City, county, or other local payroll withholding when it applies and is entered or supported.
- Supplemental wages
- Bonus, commission, tips, or other earnings that payroll may withhold differently from regular wages.
- Year-to-date wages
- Wages already paid during the year, which can affect wage bases and real payroll withholding.
- Coverage label
- The result note that says whether a tax line is automatic, partial, unsupported, or manually entered.
Common paycheck calculator mistakes
- Mixing hours and salary. Use the hourly page for hours worked and the salary page for a fixed annual, monthly, weekly, or biweekly salary.
- Forgetting overtime multiplier. Time and a half is 1.5; double time is 2.0. The multiplier changes gross pay before taxes.
- Treating tips and commission as invisible. Tips, bonus, and commission can affect both gross pay and withholding, so include them when they are part of the check.
- Using one estimate as tax advice. The calculator is educational only. Confirm tax, payroll, legal, accounting, insurance, or financial decisions with a qualified authority.
- Ignoring local payroll rules. Local taxes and employer-specific items can move a paycheck even when federal wages are entered correctly.
- Not matching the real pay period. A monthly amount entered as biweekly, or a yearly amount entered as one paycheck, can make every downstream tax line wrong.
What this calculator leaves out: This calculator is an educational estimate. It does not provide tax, legal, payroll, accounting, insurance, or financial advice; it does not file forms; it does not know every employer-specific benefit rule, local tax, wage-base history, payroll correction, reimbursement, or year-to-date adjustment; and unsupported state or local rules are not silently guessed.
Frequently asked questions
How do I calculate overtime at time and a half?
Multiply the base hourly rate by 1.5 and apply that rate to every hour over the overtime threshold, which under federal rules is 40 hours in a workweek. At $20 an hour, ten overtime hours pay $300 rather than $200. Some states set daily thresholds or double time after a set number of hours, so this calculator lets you enter overtime and double-time hours separately instead of assuming one rule for everyone. The overtime pay is then taxed with the rest of the paycheck; it is not taxed at a special rate, it just pushes more of the check into withholding.
How do I calculate an hourly paycheck?
Multiply regular hours by the hourly rate, add overtime or double-time earnings, add tips or commission if they are paid on the check, then subtract estimated withholding and deductions.
Is there an overtime calculator and time and a half calculator built in?
Yes. Enter overtime hours and the overtime multiplier. The calculator adds overtime to gross pay before it estimates federal withholding, FICA, deductions, and supported or entered state and local amounts.
How do I compare hourly to salary pay?
Convert the hourly scenario into pay-period gross wages, then compare it with the salary paycheck route using the same pay frequency, deductions, filing status, and location assumptions.
Sources
The rules this estimate applies, each linked to the official publication it was taken from. The hub and its variants apply the federal rules; each state page lists its own rules beneath them.
- IRS Publication 15-T (2026), Worksheet 1A and 2026 Percentage Method Tables for Automated Payroll Systems — reviewed 13 August 2026, in force 1 January 2026 to 31 December 2026.
- IRS Publication 15 (2026), Social Security and Medicare tax rates — reviewed 13 August 2026, in force 1 January 2026 to 31 December 2026.
This page is an educational estimate, not personal financial or tax advice. Withholding on a real paycheck depends on the W-4 on file and on payroll items this calculator does not see.